2026 - Page 4 of 4 - Femi Financial

critical illness and disability insurance

16 Mar 26

Difference Between Illness And Disability Insurance

Critical Illness Insurance And Disability Insurance Severe illness or injury can change your life in a moment. Apart from the impact on your health, it can also affect your finances. This is why many people today look to insurance for protection. But not all health insurances are the same. It is often confusing…

15 Mar 26

Life Insurance For Heart Conditions

Getting life insurance can be stressful if you have a heart condition. But don’t worry, it’s still possible. Many insurers offer policies for people with heart issues. Of course, your medical history and health will affect the details of the policy, like premiums and approval. This guide will tell you…

14 Mar 26

Joint Last To Die Life Insurance

What Is Joint Last To Die Life Insurance Joint last-to-die life insurance (also known as survivorship or second-to-die insurance) is a type of policy that insures two individuals, usually spouses or common-law partners; it pays a death benefit only once, after the second insured dies. This type of coverage is useful…

10 Mar 26

Life Insurance Beneficiary Vs Will

Life Insurance Beneficiary Vs Will Life insurance beneficiary and a will are not the same thing, but many people get them mixed up. A beneficiary is the person you want to receive the payout from your insurance policy directly after you die. A will dictates how your real estate and…

09 Mar 26

Can You Take Out Life Insurance on a Friend?

This may sound funny but it happens.Some think they can just buy life insurance for anyone they want. But it doesn’t work that way. There are rules, both legal and ethical, on who you can insure. This article will explain the basics of life insurance, who you’re allowed to insure,…

09 Mar 26

Life Insurance and Divorce in Canada

When a marriage ends, the financial ties don’t stop, particularly when children, shared debts, or spousal support are involved. In Canada, life insurance is often included in divorce negotiations, as it can provide for dependents and guarantee continuing support payments. Why Life Insurance Is Important When You Get Divorced In a…

09 Mar 26

Myths About Life Insurance

There are several myths about life insurance. Most people think it is only when the policyholder dies, then a big payout goes to the beneficiaries. However, they miss the whole idea. Actually, life insurance is there to help dependent after the policyholder dies. In Canada especially, families can use the…

02 Mar 26

BEST AGE TO TAKE CPP IN CANADA COMPLETE GUIDE(2026)

Introduction Retirement is more than just leaving employment; it’s also about determining when to begin receiving pay. And if you’re in Canada, one of the most important questions you’ll encounter is this: What is the Best age to take CPP? You can begin as early as 60, wait until 65,…

01 Mar 26

What is involved in probate in Canada

Imagine losing a loved one and then realizing it’s not as simple as going to the bank to access their money, property, or accounts. During an already emotional time, families often discover there is a legal process that must happen first. This leads many people to ask, what is involved…